“I have a relative who I think is in trouble financially and needs professional help. What are the signs and I can approach this subject?

Excellent question.  Your relative is lucky to have you being attentive and spotting trouble.  It is alway better to prevent problems if possible and if not, knowing what to do is key.  I often see a person for a free consultation and they are there for their child, parent, significant other, ex spouse, friend or…


There are stereotypes and prejudice when it comes to people who have to file a bankruptcy. Check this out:

Many of my clients are over 70 years old.  This gentleman retained my services, reached into his wallet and this bill dropped on my office floor.  I said, “What’s that.”  He replied, “Oh, I always keep the first five dollars I ever made in my wallet, to remind me of the value of hard work.”