How do I obtain a credit report for a deceased person?
The spouse or executor of the estate may request the deceased person’s credit report by mailing a request to each of the credit reporting companies.
Send a letter along with the following information about the deceased:
- Legal name
- Social Security Number
- Date of birth
- Date of death
- Last known address
- A copy of the death certificate or letters testamentary
Also send information about yourself, including:
- Your full name
- Address for sending final confirmation
- In the case of an executor, include the court order or other document showing that you are an executor.
Mail the request and information to all three of the credit reporting companines:
- Equifax
- P.O. Box 105139
- Atlanta, GA 30348-5139
- Experian
- P.O. Box 2002
- Allen, TX 75013
- TransUnion
- P.O. Box 2000
- Chester, PA 19016
