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Credit Card Balances sneaking up among Floridians
According to debthelper.com: “Despite cutting the cord on some traditional expenses — such as dropping telephone land lines by 17 percent in a year — Floridians are replacing them with other spending and ringing up credit card debt at the nationʼs second-fastest pace.” Floridiansʼ credit card balances rose 8.95 percent in the second quarter of…
How do I pay for a bankruptcy if I don’t have any money to pay my creditors?
Many clients ask me this question and I usually go over the following options: Clients often use their tax refund money for their legal fee and filing fee. Clients often reach out to friends or family members for a loan or gift in order to pay for the bankruptcy legal fee and filing fee. Many…
Out of pocket medical expenses, pensions diminishing cause Seniors financial hardship.
Bankruptcy rates among seniors are running three times what they were in the 1990s, a new study by the Consumer Bankruptcy Project shows. Unexpected costs such as out-of-pocket medical bills can become overwhelming in a time when corporate retiree benefits such as pensions are becoming less common.
Red Tide in Sarasota and Manatee county have a lot of business owners losing sleep
Come join hands tomorrow on your local beach in recognition of the current conditions of our waterways. Visit: The South Florida Clean Water Movement public group on facebook for more information. Tourism and business’s along the water depend on clean and safe environmental conditions, it is their stock and trade. With season approaching, many business…
Is your business affected by the Red Tide in Sarasota and along the Southwest coast?
The impact the red tide has had and will continue to have on business’s in our region is devastating. If your business is affected know your options and get professional guidance on how to move forward for now.
Are you trying to find out if someone has filed a Bankruptcy but you don’t want to pay for the information?
Well, you can find out for free: Visit the website below for all of the Bankruptcy districts. VCIS: VOICE CASE INFORMATION SYSTEM FREE VCIS uses an automated voice response system to read a limited amount of bankruptcy case information directly from the court’s database in response to touch-tone telephone inquiries. Access to the VCIS is…
Wells Fargo Agrees to Pay $2.09 Billion Penalty for Allegedly Misrepresenting Quality of Loans Used in Residential Mortgage-Backed Securities
The Justice Department announced today that Wells Fargo Bank, N.A. and several of its affiliates (Wells Fargo) will pay a civil penalty of $2.09 billion under the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA) based on the bank’s alleged origination and sale of residential mortgage loans that it knew contained misstated income…
What can’t I discharge in a Bankruptcy?
Some younger clients are shocked when I tell them we had Debtor’s Prison’s here in the U.S. The oldest was in Virginia, 1824-1849.
The Debtors’ Prison is a historic debtors’ prison in Accomac, Virginia. Constructed in 1783 as a house for the Accomack County jailer, it is the oldest public structure in the county.[3] It was converted to use as a debtors’ prison in 1824, which purpose it served until 1849 Visit: https://en.wikipedia.org/wiki/Debtors%27_Prison_(Accomac,_Virginia)