The American dream of owning a home has changed for a lot of homeowners over the years. Due to the rise in HOA fees, insurance costs, natural disasters and property tax, many find themselves stuck. They want to know, I have not paid my HOA
Thinking of filing for Bankruptcy? Let me guess, you have probably worked hard your entire life. You have always paid your bills, paid Uncle Sam, and lived your life doing the right thing. Over the past 23 years, I have yet to see someone who
If you feel like you just need someone to outline the big picture for you and the different directions to take, I can help you do that. Lately, I have had a rash of clients who do not need to file a Bankruptcy, they just
A recent high-profile case in Florida highlights this heartbreaking reality. A Jacksonville widower lost over $450,000 to an international romance scam in just four days, nearly wiring an additional $200,000 before his family intervened. While a new Florida law (Senate Board 106) has introduced innovative
Financial hardship is rarely just about numbers on a ledger or credit card balances. It is an all-encompassing emotional burden that quietly infiltrates every corner of a person’s daily life—affecting personal relationships, health, work, and peace of mind. Despite how common financial difficulties are, debt
https://www.flmb.uscourts.gov/videos/bk_basics_types.htm
People often ask me if the trustee or Judge is going to yell at them or be mean to them. Nothing could be farther from the truth. Bankruptcy is a law of equity, meaning, it is designed to be fair to the debtor’s and creditors.