Did you know you are entitled to access your three free credit reports each week through April 2022? This is a very big deal.

Pulling your credit report used to be a once per-year, per-credit bureau privilege, as mandated by the Fair Credit Reporting Act (FCRA). During the pandemic, however, consumers can now access their credit reports from the three main consumer credit bureaus —Equifax, Experian and TransUnion—once a week. The free weekly pulls are available now through April 2022. All the scams during the pandemic has Identity theft is on the rise. If you were covered by the foreclosure moratorium was it reflected on your credit reports? If so, how? Did you miss a credit card payment or make a late payment on one of your credit cards? Was it reported to the three consumer credit bureaus?

Sherry Ellis