When living paycheck to paycheck, just missing a few days can set you back. What should you pay first? Mortgage, electricity, credit cards? What if I don’t have enough to make a full payment? Should I pay a little? What happens if I default? Going through a hurricane is a traumatic experience. It helps to have an objective third party to review and help you. Call me; filing a Bankruptcy Chapter 7 or Chapter 13 may be avoided, but you will never know until you ask.