By Hielscher, John SARASOTA-MANATEE HOUSING MARKET SARASOTA COUNTY – For the first time in at least seven years, the foreclosure rate has dipped below 2 percent in the Sarasota-Manatee region. The rate of foreclosures among outstanding mortgages in the two counties fell to 1.91 percent
Are you unable to make your Mortgage Payment?
Are you robbing Peter to pay Paul?
Are you receiving all sorts of offers to modify your mortgage?
Are you wondering if these notices and offers in your mailbox are even legitimate?
Are you receiving court notices that you don’t understand?
Have you received a summons?
Are you wondering what to do next?
Are you unable to make your Mortgage Payment?
Are you robbing Peter to pay Paul?
Are you receiving all sorts of offers to modify your mortgage?
Are you wondering if these notices and offers in your mailbox are even legitimate?
Are you receiving court notices that you don’t understand?
Have you received a summons?
Are you wondering what to do next?
Maybe you are not sure you want to keep your home at this point in your life?
Are you wondering if you can simply leave the home and surrender it to the lender?
Are you wondering if they can sue you for the promissory note?
or can you be sued for property taxes?
or can you she sued for Home-Owner fees or Condo Association fees?
Are you curious if these debts are dischargeable in a Bankruptcy?
Are you wondering if you do a short sale can the lender sue you for the difference?
Maybe renting is less expensive than your mortgage and a better match for your life style.
Are you wondering if you could rent with a low credit score?
Are you wondering how you can order a free credit report?
Talk to an Attorney, know your rights, information is knowledge, knowledge is your path to making the right choices for you and your loved ones.
Do you love your home and simply want the lender to talk to you?
Do you simply want the lender to be reasonable and work out a doable payment?
Have you tried calling and writing your Mortgage Company numerous times and you’re getting nowhere!
Did you know you can do a Mortgage Modification in Bankruptcy Court?
Did you know there is a 75% success rate modifying Mortgages in Bankruptcy Cases?
Did you know there is only a 4% success rate in Modifying Mortgages in Circuit Court?
Are you thinking: “I can make the First Mortgage payment, but not the Second Mortgage payment or Home Equity Line of Credit.” If that’s the case did you know junior unsecured liens on your Primary residence are dischargeable in Bankruptcy Court?