Have you received an alert that you have a creditor in collections on one of your creditor reports? If you looked and discovered a medical service provider turned a bill you owed over to a collection agency, you are not alone. $88 billion of outstanding medical bills are currently in collections.  Trying to figure out who the original creditor was, what to do, and how to remove it from your credit report can be very confusing. Furthermore, medical billing is rife with errors. Knowing how to navigate through the process can be tricky and it is important to know your options.