I admire adult children trying to explore the ins and outs of bankruptcy and help their parents. I receive many calls from concerned family members trying to assist someone who has no idea what bankruptcy is or what it does. Most of the time the parent has worked hard their entire life and are hit with covid, lack of property insurance, lack of homeowners insurance, divorce or rental displacement. Living on social security and/or a pension can be devasting for them and impossible to sustain. Bravo to you for reaching out on their behalf!