Millennials say they'd give up social media for good credit Almost all millennials would give up Facebook, Twitter and Snapchat for a 750 credit score, a study finds. Credit Card Rate Report as of 11/16/16 National average 15.18% Low interest 12.00% Business 13.12% Student 13.42% Balance Transfer 14.41% Airline 15.13% Cash Back 15.33% Reward 15.24% Instant approval 17.86% Bad credit 22.86%