Total consumer bankruptcy filings jumped 12% from 478,752 in 2024 to 533,949 in 2025, according to Epiq AACER, a platform that provides U.S. bankruptcy filing data. Epiq, which tracks Chapter 7, Chapter 11 and Chapter 13 filings, relies on data provided through the U.S. Courts’ PACER system, an electronic database that houses federal court records.