Not good. Sure, we pay for the sunshine, but how do we find time to enjoy it when we are working to make ends meet? Property Insurance has skyrocketed along with inflation, mortgage rates, car prices, and credit card interest rates. Add student loans into the mix and there can be little room to budge. Is it ok to pay some unsecured debt and not others? Timing a bankruptcy is everything, whether you are filing a Chapter 7 or a Chapter 13. Call for all those answers to those types of questions swirling around in your head.