On April 1, 2022 debt limits for unsecured and secured debt in a Chapter 13, increased. This change could help a lot of people who were unable to file a Chapter 13 under the old caps. Chapter 13 unsecured increase: 11 U.S.C. § 109(e) (debt limits for chapter 13):The unsecured debt cap has increased from $419,275 to $465,275. Chapter 13 secured increase: The secured debt cap has increased from $1,257,850 to $1,395,875.