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I wish I had a dime for every client who thought they were doing the right thing by paying a debt consolidation company each month to pay their creditors and then they receive a summons/ lawsuit from one of their creditors. They are upset and wonder where their money went. What was it used for? Is it refundable? What are the monthly fees for if the company was simply banking their money? They ask me, what is the point of hiring a debt consolidation company?

If you are considering hiring a debt consolidation company, know...
In one State 4 Hurricanes happened in 6 weeks. Can you guess what State? It was Florida. Those of us living here at the time will never, ever forget it. Chapter 7 and Chapter 13 Bankruptcies were the only options available to many hit hard.

https://www.noaa.gov/stories/4-hurricanes-in-6-weeks-it-happened-to-one-state-in-2004#:~:text=Florida%2C%20officially%20known%20as%20the,during%20the%202004%20hurricane%20season....
Consumer advisory: Take action when home insurance is canceled or costs surge

https://www.consumerfinance.gov/about-us/newsroom/consumer-advisory-take-action-when-home-insurance-is-cancelled-or-costs-surge/...

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