Creditor Harassment: I am being harassed by creditors at my place of employment and they are calling my cell phone all the time driving up the cost of my bill. They call me at 7 am and 8 pm at night. They call my neighbors

Identity theft and credit reporting agencies: Where can I order free credit reports from Trans Union, Experian and Equifax?  Are all credit report agencies the same?   What if some of the information on the report is wrong, how do I get the agency to

Is your life unmanageable because of debt? Are you sick of bouncing checks, paying late fees, and having creditors knocking at your door? Debtors Anonymous offers hope for people whose use of unsecured debt causes problems and suffering in their lives and the lives of

If you are a teacher or know someone who is, you have probably heard how they are on the front lines day in and day out coming into close contact with students, staff members and family members of their students. They love their jobs, it

Creditors are likely to negotiate with a lump sum payment. If you only have one credit card with a collection firm and you have money in the bank, this could be ideal for you, depending on the terms of the settlement. Settlements can effect your

It is not a secret that most folk’s do not look forward to making that first call to a bankruptcy lawyer’s office. When the pandemic hit, I chose to work remotely from home. My fear, was that people would not want to discuss their problems

The silver lining in this pandemic and my Bankruptcy practice has been the personal connection I have established with many of my clients. They are more comfortable and relaxed discussing their debts and assets over the phone. I will hear a dog bark or a

People often call me and explain they live up north and their parent’s live here in Florida and they are worried and want to go over bankruptcy options with me. The answer is absolutely, yes, I provide a free consultation for children looking out for

Many Christians feel guilty about seeking to file for bankruptcy protection. Some Christians feel bad that their creditors will not be paid. Others have heard that the Bible condemns bankruptcy. First, how is Bankruptcy defined?In the United States of America, our founding fathers recognized the importance