The answer is yes according to US News report. One missed payment can drop your score 90 points in some cases. One of the suggestions in the article to help alleviate this, is to make small payments while in THE GRACE PERIOD. https://loans.usnews.com/how-student-loans-affect-your-credit While Student
I have a form to fill out in preparation for our meeting. It allows me to review your situation, make notes and gather ideas to help you. We will go over debts assets and Bankruptcy options. My office at 1834 Main Street, Sarasota, Fl, 3423
Given, longer waits for full Social Security benefits, the replacement of employer-provided pensions with 401(k) savings, plans and more out-of-pocket spending on health care, declining incomes, whether in retirement or leading up to it, compound the challenge of surviving a stumble and acquiring the resources

Our Forefathers wrote the US Constitution with the intent not to have debtor’s prisons. Bankruptcy is a remedy afforded to us when there is no alternative. Nobody wants to file a Bankruptcy; it is used as a last resort. Life is a marathon and we