The Service industry, our economy's largest employer, generated 31.57% of the business bankruptcy filings in Q2 2017 and 29.12% of 2017's YTD total. The YTD figure is up 1% compared to last year but is 7% less than 2015—and is down even further when compared to 2014 and 2013. Some of this slack is being taken up by the Retail sector whose percentage of overall business bankruptcy filings is up more than 35% when compared to the first halves of 2016, 2015 and 2014.